Rates Crossed 7%. Should a Lancaster New Construction Buyer Take the ARM?

Rates Crossed 7%. Should a Lancaster New Construction Buyer Take the ARM?by: Steven J. ThomasPublished on: 11/09/2026

Rates hit 7.07% on Sept 10, 2026. Real payment math on a $350K Lancaster TX new build: 7/1 ARM vs 30-year fixed vs a builder buydown, and which one wins.

New Construction Home TipsGeneral Real Estate TipsBuyer TipsBuying A Home
Rates Crossed 7%. Should a Lancaster New Construction Buyer Take the ARM?

Your DeSoto Buyer Backed Out the Week Rates Crossed 7%. Here Is the Back-on-Market Plan

Your DeSoto Buyer Backed Out the Week Rates Crossed 7%. Here Is the Back-on-Market Planby: Steven J. ThomasPublished on: 11/09/2026

16.3% of Dallas contracts fell through in July. When your DeSoto buyer walks after a rate spike, here is how to relist without losing your price.

Seller TipsDeSoto, TXSelling A HomeHomeowners
Your DeSoto Buyer Backed Out the Week Rates Crossed 7%. Here Is the Back-on-Market Plan

Your Red Oak pre-approval letter was written at a different rate

Your Red Oak pre-approval letter was written at a different rateby: Steven J. ThomasPublished on: 08/09/2026

Rates moved from 6.47% to 6.71%. What that does to a Red Oak TX buyer's pre-approval, max price, and lock strategy in fall 2026.

New Construction Home TipsGeneral Real Estate TipsBuyer TipsBuying A Home
Your Red Oak pre-approval letter was written at a different rate

Mortgage rates hit a one-year high. Here is what that did to the buyer for your Duncanville home

Mortgage rates hit a one-year high. Here is what that did to the buyer for your Duncanville homeby: Steven J. ThomasPublished on: 08/09/2026

Freddie Mac put the 30-year fixed at 6.71% on September 3, 2026. What the move from June costs a Duncanville buyer, and why competition matters more.

Seller TipsSelling A HomeHomeownersReal Estate Market Updates
Mortgage rates hit a one-year high. Here is what that did to the buyer for your Duncanville home